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National College Credit Recommendation Service

Board of Regents  |  University of the State of New York

Coopersmith Career Consulting | Evaluated Learning Experience

Risk Management and Insurance (FIN-500)


Varies (self-study; self-paced). 

Various; distance learning format.

December 2022 - Present. 

Instructional delivery format: 
Online/distance learning
Learner Outcomes: 

Upon completion of this course, students will be able to: identify and explain the concept of insurable risk and the methods of avoiding, reducing, or eliminating risk including the use of insurance; explain the legal and regulatory aspects of insurance; list the criteria that may be used to evaluate and select insurance companies and agencies; discuss and explain property, casualty and liability insurance, health Insurance, disability income insurance and long-term care insurance; contrast life insurance needs for personal and business use; summarize taxation of annuities, life, medical and disability insurance; and discuss the role of insurance and risk management as part of the financial planning process.


This is a graduate-level course that explorers personal risk analysis and insurance planning in the context of personal financial planning. Topics include: career issues; contractual and agency legal issues; insurance distribution methods (including the Internet); evaluating insurers; personal risk assessment; risk strategies; alternative risk transfer approaches; annuities, life insurance needs analysis and policy structuring, product analysis; key-person insurance; business continuation applications; life insurance use in income and estate tax planning; applicability of other insurance products (e.g., health, disability, general liability, property and casualty); PPOs, HMOs, HRAs, group insurance plans; workers compensation; relevant aspects of social security and state disability laws; negligence issues; errors and omissions policies; and professional ethics.

Credit recommendation: 

In the graduate degree category, 3 semester hours in Risk Management, Insurance, Finance or Business (6/22).