Upon successful completion of the learning experience, students will be able to: discuss the fundamental principles of personal finance, including budgeting, saving, and spending habits; develop effective strategies for managing debt and credit responsibly, including credit card usage and loans; evaluate various investment options and understand the risks and rewards associated with each; analyze insurance coverage and estate planning's importance in safeguarding personal finances and assets; demonstrate proficiency in creating and maintaining a personal budget to achieve short-term and long-term financial goals; and explore the intricacies of taxes and their impact on personal finance, including tax planning strategies.