Upon successful completion of the course, students will be able to: discuss how financial decisions are made with proper advice, and calculate net worth; list the different kinds of consumer credit, read through a credit report, and define bankruptcy; compare different types of mortgages and discuss the differences between buying and leasing; examine tax systems and determine filing status for taxes; identify the types of health insurance and the consequences of liability; analyze annuities and draft a risk management plan; determine the differences between accounts (e.g., savings and money market funds); and create a will and understand the evolving changes in Social Security and cost of living .