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National College Credit Recommendation Service

Board of Regents  |  University of the State of New York

LawShelf Educational Media | Evaluated Learning Experience

Law of Real Estate Transactions and Mortgages (RPL-101)


Various (self-study, self-paced).

Various, distance learning format.

December 2021 - Present. 

Instructional delivery format: 
Online/distance learning
Learner Outcomes: 

At the completion of this course, students will be able to: describe the roles of brokers and attorneys in real estate transactions; identify different real estate financing strategies and differentiate between them; analyze and explain common contractual terms found in real estate contracts and mortgage agreements; describe the federal and state-imposed limits on foreclosure; explain the process of conducting due diligence and its significance; differentiate between types of deeds and explain the features of each; describe the mortgage application process; Identify the steps buyers should take to prepare for the mortgage application process; differentiate between mortgages such as fixed-rate, adjustable-rate, and balloon-payment mortgages; distinguish between the three types of recording statutes: race, notice, and race-notice; and identify the laws that prevent discrimination and ensure equal opportunity in mortgage lending.


This course discusses the purchase and financing of real estate, due diligence in real estate transactions, property ownership and rights, and the unique challenges associated with common property ownership. Other topic include the role of a real estate broker, real estate financing, common aspects of real estate contracts, and a look at mortgages and foreclosures. The mortgages section of the course covers the concepts, documents, and regulations important to transactions wherein land is used to secure a purchase loan. It discusses disclosures, document execution, closing procedure, consumer protection laws, default and foreclosure.

Credit recommendation: 

In the lower division baccalaureate/associate degree category, 3 semester hours in Real Property (6/21) (11/21 administrative review).