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National College Credit Recommendation Service

Board of Regents  |  University of the State of New York

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Law of Automobile Claims and Coverage

Descriptions and credit recommendations for all evaluated learning experiences

Location:
Independent Study program administered through the offices of the American Educational Institute.
Length:
Approximately 15 hours of structured independent study.
Dates:
May 2004 - Present.
Objectives:

Upon successful completion of the course, students will be able to: discuss the different types of auto insurance; discuss the basic principles that govern personal and commercial auto policies; describe how to interpret policy language; and discuss the creation and termination of auto insurance contracts.

Instruction:

Major topics include: the impact of state regulation on auto insurance; choice of law; policy forms; how to identify the insured auto; insurable interest; insuring agreement in auto policies; and handling auto claims. In addition to the textbook produced by AEI, students receive actual court decisions, which relate to the subject matter and present real-life court opinions that illustrate how courts have ruled in the past and are likely to rule in the future on important issues in claims. A proctored examination is administered for both levels of the credit recommendation. Scenario and case study-based questions, built around actual claims situations, challenge students to analyze and solve problems using applicable principles of claims law that parallel their own claim files. To broaden students' knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate-level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.

Credit recommendation:

In the upper division baccalaureate degree category OR in the graduate degree category, 1 semester hour in Automobile Insurance, Principles of Insurance or Insurance Law (5/10) (5/15 revalidation).

Location:
Independent Study program administered through the offices of the American Educational Institute.
Length:
Approximately 16 hours of structured independent study.
Dates:
May 2004 - Present.
Objectives:

Upon successful completion of the course, students will be able to: discuss the concept of comparative negligence as used in tort law; analyze the various forms of comparative negligence and determine applicability of state law; discuss the three theories of comparative negligence and their application to a dollar and cents evaluation of claims; and give consideration to the effect of contracts, indemnity, strict or absolute liability, joint and several liability, contribution among joint tort feasors, products liability, subrogation and other areas.

Instruction:

Major topics are: various forms of comparative negligence; effect of comparative negligence on statutory and common law doctrines and defenses; changes in joint and several liability, settlement, set-off and conflict of law problems. In addition to the AEI produced textbook, students receive actual court decisions, which relate to the subject matter and present real-life court opinions that illustrate how courts have ruled in the past and are likely to rule in the future on important issues in claims. A proctored examination is administered for both levels of the credit recommendation. Scenario and case study-based questions, built around actual claims situations, challenge students to analyze and solve problems using applicable principles of claims law that parallel their own claim files. To broaden students' knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate-level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.

Credit recommendation:

In the upper division baccalaureate degree category OR in the graduate degree category, 1 semester hour in Comparative Negligence or Insurance Law or Business Law (5/10) (5/15 revalidation). NOTE: This course is also listed under the LIABILITY Section. Credit should only be awarded once.

Location:
Independent Study program administered through the offices of the American Educational Institute.
Length:
Approximately 20 hours of structured independent study.
Dates:
May 2004 - Present.
Objectives:

Upon successful completion of the course, students will be able to: discuss the business auto policy and how courts have interpreted the policy language; discuss the scope of coverage provided by the business auto policy; and discuss how the business auto policy has been interpreted by the courts and how coverage can be affected by endorsements.

Instruction:

Major topics are: declarations and covered autos; liability coverage and exclusions; and physical damage coverage, conditions and exclusions. In addition to the AEI produced textbook, students receive actual court decisions, which relate to the subject matter and present real-life court opinions that illustrate how courts have ruled in the past and are likely to rule in the future on important issues in claims. A proctored examination is administered for both levels of the credit recommendation. Scenario and case study-based questions, built around actual claims situations, challenge students to analyze and solve problems using applicable principles of claims law that parallel their own claim files. To broaden students' knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.

Credit recommendation:

In the upper division baccalaureate degree category OR in the graduate degree category, 1 semester hour in Insurance or Insurance Law (5/10) (5/15 revalidation).

Location:
Independent Study program administered through the offices of the American Educational Institute.
Length:
Approximately 17 hours of structured independent study.
Dates:
May 2004 - Present.
Objectives:

Upon successful completion of the course, students will be able to: discuss how courts have interpreted the first party property damage coverage of the auto policy; discuss the insurance contract as it describes first party property coverage; discuss the policy exclusions; and discuss loss adjustment.

Instruction:

Major topics are: the insuring agreement for first party coverage; the general provisions; the effect of the exclusions; and the policy requirements for loss adjustment. In addition to the AEI produced textbook, students receive actual court decisions, which relate to the subject matter and present real-life court opinions that illustrate how courts have ruled in the past and are likely to rule in the future on important issues in claims. A proctored examination is administered for both levels of the credit recommendation. Scenario and case study-based questions, built around actual claims situations, challenge students to analyze and solve problems using applicable principles of claims law that parallel their own claim files. To broaden students' knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.

Credit recommendation:

In the upper division baccalaureate degree category OR in the graduate degree category, 1 semester hour in Insurance or Insurance Law (5/10) (5/15 revalidation).

Location:
Independent Study program administered through the offices of the American Educational Institute.
Length:
Approximately 15 hours of structured independent study.
Dates:
May 2004 - Present.
Objectives:

Upon successful completion of the course, students will be able to discuss the law and insurance coverage issues that apply to auto insurance medical payments and no-fault coverage and discuss the scope of auto insurance medical payments coverage and the scope of auto insurance no-fault coverage.

Instruction:

Major topics are: medical payments and no-fault coverage; persons covered; policy conditions and exclusions; limit of liability; subrogation; the impact of statutes and collateral source benefits. In addition to the AEI produced textbook, students receive actual court decisions, which relate to the subject matter and present real-life court opinions that illustrate how courts have ruled in the past and are likely to rule in the future on important issues in claims. A proctored examination is administered for both levels of the credit recommendation. Scenario and case study-based questions, built around actual claims situations, challenge students to analyze and solve problems using applicable principles of claims law that parallel their own claim files. To broaden students' knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.

Credit recommendation:

In the upper division baccalaureate degree category OR in the graduate degree category, 1 semester hour in Insurance or Insurance Law (5/10) (5/15 revalidation). NOTE: Courses 611, 612, and 613 constitute 3 semester hours in Principles of Automobile Insurance.

Location:
Independent Study program administered through the offices of the American Educational Institute.
Length:
Approximately 27 hours of structured independent study.
Dates:
May 2004 - Present.
Objectives:

Upon successful completion of the course, students will be able to discuss how courts have interpreted the uninsured and underinsured motorist provisions of the personal auto policy and discuss how courts have interpreted uninsured and underinsured motorist coverage.

Instruction:

Major topics are: statutory development of uninsured and underinsured motorist coverage; the insured, insured auto, and uninsured motorist; the policy and policy conditions; and policy exclusions. In addition to the AEI produced textbook, students receive actual court decisions, which relate to the subject matter and present real-life court opinions that illustrate how courts have ruled in the past and are likely to rule in the future on important issues in claims. A proctored examination is administered for both levels of the credit recommendation. Scenario and case study-based questions, built around actual claims situations, challenge students to analyze and solve problems using applicable principles of claims law that parallel their own claim files. To broaden students' knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.

Credit recommendation:

In the upper division baccalaureate degree category OR in the graduate degree category, 1 semester hour in Insurance or Insurance Law (5/10) (5/15 revalidation).

Location:
Independent Study program administered through the offices of the American Educational Institute.
Length:
Approximately 20 hours of structured independent study.
Dates:
May 2004 - Present.
Objectives:

Upon successful completion of the course, students will be able to: discuss how the courts have interpreted the coverage afforded under the liability portion of the personal auto policy; discuss how to interpret the personal auto liability coverage; discuss the relationship among the different policy sections; and interpret different policy terms.

Instruction:

Major topics are: policy definitions; insuring agreement; resolution of coverage issues in specific types of claims such as those arising out of the ownership, maintenance and use of an auto; and exclusions and how courts apply them. In addition to the AEI produced textbook, students receive actual court decisions, which relate to the subject matter and present real-life court opinions that illustrate how courts have ruled in the past and are likely to rule in the future on important issues in claims. A proctored examination is administered for both levels of the credit recommendation. Scenario and case study-based questions, built around actual claims situations, challenge students to analyze and solve problems using applicable principles of claims law that parallel their own claim files. To broaden students' knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.

Credit recommendation:

In the upper division baccalaureate degree category OR in the graduate degree category, 1 semester hour in Insurance or Insurance Law (5/10) (5/15 revalidation). NOTE: Courses 611, 612, and 613 constitute 3 semester hours in Principles of Automobile Insurance.

Location:
Independent Study program administered through the offices of the American Educational Institute.
Length:
Approximately 18 hours of structured independent study.
Dates:
May 2004 - Present.
Objectives:

Upon successful completion of the course, students will be able to: discuss the law of automobiles and the rights and duties of motorists; apply common law and statutory law to determine liability in auto claims; and discuss the issues to investigate and negotiate in auto claims.

Instruction:

Major topics are: common law and statutory principles which determine the rights and duties of motorists; rules of the road; specific conditions on public highways and private roads; the effect of defenses such as comparative negligence and assumption of risk; dram shop and social host liability. In addition to the AEI produced textbook, students receive actual court decisions, which relate to the subject matter and present real-life court opinions that illustrate how courts have ruled in the past and are likely to rule in the future on important issues in claims. A proctored examination is administered for both levels of the credit recommendation. Scenario and case study-based questions, built around actual claims situations, challenge students to analyze and solve problems using applicable principles of claims law that parallel their own claim files. To broaden students' knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.

Credit recommendation:

In the upper division baccalaureate degree category OR in the graduate degree category, 1 semester hour in Insurance or Insurance Law (5/10) (5/15 revalidation). NOTE: Courses 611, 612, and 613 constitute 3 semester hours in Principles of Automobile Insurance.

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